ACI Worldwide is unifying account-to-account (A2A) payments, card payments, and AI-driven fraud prevention on its cloud-native platform, ACI Connetic.
The centralized platform supports Swift cross-border payments, RTGS payments including Target2, SEPA Instant RT1, and TIPS payments, with additional features planned for the future. ACI is collaborating with the Bank of England, Pay.UK, ECB, EBA Clearing, and Stet, as well as Swift, the Federal Reserve, and The Clearing House, to streamline their payment flows.
This product simplifies, speeds up, and reduces costs for banks and financial institutions, allowing them to transition from outdated systems to a single hub that provides access to multiple payment rails.
“We built ACI Connetic to give banks a future-proof foundation to meet the ever-increasing demand for faster, smarter, and secure payments,” says Scotty Perkins, head of product for banking and intermediaries at ACI Worldwide. “Designed for scalability, intelligence, and resilience, ACI Connetic empowers banks to reduce complexity, accelerate product innovation, and deliver new solutions to their customers with unprecedented speed.”
ACI will showcase Connetic at EBAday 2025, Europe’s annual summit for leading payments and transaction banking executives.