2025 – Page 14 – FintechDaily

Esma to Oversee Cryptocurrency and Stock Exchanges

The European Commission plans to transfer regulation of cryptocurrency firms, stock exchanges, and clearing houses from national authorities to the European Securities and Markets Authority...

Moody’s Cautions That Slow AI Adoption May Diminish Margins and Market Share

The Credit Risks of Artificial Intelligence: Insights from Moody's Ratings Artificial intelligence (AI) has evolved from a mere technological advancement to a significant factor influencing...

Coinbase Seeks National Trust Charter Approval

Crypto giant Coinbase is the latest fintech to apply for a national trust company charter through the Office of the Comptroller of the Currency (OCC)....

FCA Reinstates Retail Access to Crypto ETNs

The UK financial watchdog has lifted its four-year ban on the use of crypto-based exchange-traded notes (ETNs) for retail investors, a decision that could potentially...

Walmart’s OnePay Expands to Include Cryptocurrency Services

Walmart-backed fintech OnePay is collaborating with Zerohash to integrate cryptocurrency trading and custody into its app, according to CNBC. OnePay users will soon be able...

Growing Cybersecurity Concerns Among Consumers

A majority of consumers believe it is more difficult to secure their information on digital platforms than in their physical homes, according to recently published...

Yup Secures $32 Million for Southeast Asian Digital Banking Expansion

Southeast Asian digital bank Yup has successfully raised $32 million to establish a local competitor to Brazil's Nubank. The recent C-1 funding round brings Yup's...

Lloyds’ Barcode Cash Deposit App Feature Gains Popularity

Lloyds has reported that its barcode cash paying-in app feature, launched in August, has facilitated over £3 million in deposits at PayPoint locations. Customers can...

NatWest Partners with JS Group to Enhance Student Financial Support

JS Group currently provides funds such as bursaries, scholarships, and other financial support to students. NatWest's strategic investment will help JS Group transform the delivery...

India Introduces Biometric Authentication for UPI Payments

Indians will soon be able to authenticate payments made through the country's Unified Payments Interface (UPI) using facial recognition or fingerprints, as reported by Reuters....